1. Acceptance of Terms
By accessing and using mortgage-truecost.netlify.app ("the Site"), you accept and agree to be bound by these Terms and Conditions. If you do not agree, please do not use the Site.
2. Use of the Site
TrueCost grants you a free, non-exclusive, non-transferable license to use our calculators for personal, non-commercial purposes. You may:
- Use any calculator on the site for personal financial research
- Embed our calculators on your website using our iframe embed code
- Share links to our pages
You may not:
- Scrape, copy, or reproduce our calculator code for commercial purposes without permission
- Use the site in any way that could harm, disable, or overload our infrastructure
- Misrepresent our tools or present our results as professional financial advice
3. Intellectual Property
All content on this site — including calculator logic, design, text, and graphics — is the property of TrueCost. The underlying mathematical formulas used (standard mortgage amortization) are in the public domain.
4. Disclaimer of Warranties
The Site and its calculators are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that results will be accurate, complete, or suitable for any particular purpose. See our full Disclaimer for details.
5. Limitation of Liability
To the fullest extent permitted by law, TrueCost shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site or reliance on its calculator results. This includes but is not limited to financial losses resulting from mortgage decisions.
6. Third-Party Links
Our site may contain links to third-party websites including mortgage lenders and comparison services. Some of these may be affiliate links. We are not responsible for the content, accuracy, or privacy practices of any third-party site. Visiting third-party sites is at your own risk.
7. Advertising
TrueCost may display advertisements served by Google AdSense or similar networks. These ads are clearly distinguished from our content. We do not control which ads are shown and are not responsible for their content.
8. Changes to Terms
We reserve the right to update these terms at any time. Material changes will be reflected in the "Last Updated" date below. Continued use of the site after changes constitutes acceptance of the new terms.
9. Governing Law
These terms are governed by applicable law. Any disputes shall be resolved through good-faith negotiation before pursuing any legal remedy.
10. Contact
Questions about these terms? Contact us here.